Invest with Upright

Horizon Residential Income Fund I (Horizon Fund)

Our flagship managed fund that utilizes the tax advantages of a real estate investment trust (REIT). The fund invests in short-duration, first position real estate loans, providing instant diversification. Minimum investment of $15,000.

  • Target returns: 9% - 12%; Preferred: 8%
  • Target offering: $50M
  • 12-month minimum holding period*
  • Tax benefits of a REIT

What is the Horizon Fund?

The Horizon Residential Income Fund (Horizon Fund or the Fund) invests in short-term residential mortgages originated by Upright, providing investors with portfolio diversification, current income, and the significant tax benefits of a real estate investment trust (REIT).

Horizon Fund utilizes a REIT structure, where the fund owns the subsidiary REIT that leverages investment principal to purchase whole residential bridge loans. The fund collects interest payments and fees on the underlying loans and makes quarterly disbursements of net income to member investors. When an underlying loan is repaid, Horizon Fund reinvests that money in new loans.

Due to the short duration and large quantity of underlying loans, investment in Horizon Fund offers instant and revolving diversification.

Download the Horizon Overview Brochure and PPM below to learn more about the Fund and it's investment thesis.

Why Invest in Real Estate?

There are plenty of ways to earn passive income. And like any investment, real estate comes with risk, pros, and cons. On a risk-adjusted basis, investing in real estate has historically been one of the highest performing asset classes over time.

One of the key benefits of real estate investments is that even in an economic downturn, the asset is tangible and still holds value. Moreover, real estate values have historically tracked or exceeded inflation.
Protection against inflation
Strong historical performance
Passive income opportunities
Diversification due to lower correlation to public markets

Why Invest with Upright?

Attractive Risk-Adjusted Returns
Since 2014, Upright investors have earned an average annualized return of more than 10%. We've returned over $1B in interest and repaid principal on underlying loans that typically repay in less than 12 months.
Strict Underwriting Criteria
Every project submitted for funding is underwritten by an experienced staff with decades of experience specializing in this asset class. And unlike many other real estate investment platforms, we underwrite and originate all of the loans available to invest in.
Downside Protection
Every loan we fund is secured with a first-position mortgage that’s secured by a real asset — the property. In the event the project doesn’t go as planned, downside is cushioned by the value of the actual property as well as the borrower’s equity.
Transparency
We’re dedicated to industry-leading transparency in everything we do, from the information we share on our platform to the monthly and quarterly updates we post regularly.
Our Team
We’ve been originating loans throughout the U.S. and helping investors earn passive income since 2014. We’re focused on forging long-term relationships with our customers to help them reach their investing goals and create long-lasting wealth. Accredited investors have access to a detailed dashboard with all of their account information and access to our Investor Relations team when questions arise.
Upright Investments
Frequently Asked Questions
Is my investment secure?

There is risk inherent with any investment. Investors are encouraged to read the Private Placement Memorandum to understand the risks involved in investing in private real estate investments.

Can I sell my investment?

No. We currently do not offer a secondary market for selling purchased notes.

What is passive real estate investing?

Passive real estate investing is what our lenders do: They invest money into an asset with the expectation of generating income. It’s the traditional definition of an investment. The lender’s time is not required to manage or operate that real estate asset. The asset is backed by a note and a first-position lien.

On the flip side, active real estate investing, or what our borrowers do, means investing both equity and time into an asset to generate income, such as being a landlord or rehabbing a home. Active real estate investors are responsible for any of the following: Sourcing properties for acquisition, getting financing, overseeing construction and contractor teams, and/or managing tenants.

What is an accredited investor?

Accredited investors must meet this criteria: A net worth of at least $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person's primary residence), or Earned an income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, or A Series 7, 65, or 82 license in good standing. Read More Here.